2025年我省社会融资规模新增5061.3亿元

Core Viewpoint - In 2025, Shanxi Province's financial sector is expected to provide strong support for high-quality development and comprehensive transformation through stable growth in social financing, deposits, and reasonable credit expansion, alongside reduced financing costs and improved cross-border financial services [2][3][4] Group 1: Social Financing and Deposits - By the end of 2025, the total social financing scale in Shanxi Province is projected to reach 7 trillion yuan, reflecting a year-on-year growth of 7.3% with an increase of 506.13 billion yuan [2] - The balance of various deposits in financial institutions is expected to be 6.5 trillion yuan, showing a year-on-year increase of 5.7%, with a net increase of 347.42 billion yuan since the beginning of the year [2] - Household deposits are anticipated to reach 4.4 trillion yuan, growing by 8% year-on-year, contributing 93.4% to the total deposit increase [2] Group 2: Credit Expansion - By the end of 2025, the balance of loans in financial institutions is projected to be 4.9 trillion yuan, with a year-on-year increase of 7.4%, outpacing the national average by 1.2 percentage points [3] - The People's Bank of Shanxi is expected to enhance support for key sectors and weak links, with a total of 84.4 billion yuan in re-loans issued for agricultural and small enterprises, marking a year-on-year increase of 16 billion yuan [3] - Loans to small and micro enterprises are projected to grow by 10.5% year-on-year, exceeding the overall loan growth rate by 3.1 percentage points [3] Group 3: Cross-Border Financial Services - In 2025, the cross-border RMB settlement volume is expected to reach 65 billion yuan, with RMB settlements accounting for 28.6%, a significant increase of 8.5 percentage points year-on-year [4] - The total cross-border receipts and payments are projected to be 34.34 billion USD, with over 80% attributed to goods trade [4] - Cross-border receipts with countries and regions involved in the Belt and Road Initiative are expected to reach 17.3 billion USD, becoming a crucial support for Shanxi's foreign trade [4]