2025年山西社会融资规模新增5061.3亿元

Core Viewpoint - In 2025, Shanxi Province is expected to see stable growth in social financing scale, steady growth in various deposits, reasonable growth in total credit, a further reduction in comprehensive financing costs, and increased support for key areas and weak links, all contributing to high-quality development and comprehensive transformation through effective financial support [1]. Group 1: Social Financing Scale - By the end of 2025, the social financing scale in Shanxi Province is projected to reach 7 trillion yuan, with a year-on-year growth of 7.3% and a net increase of 506.13 billion yuan. Loans and net financing from government bonds directed at the real economy will account for 94.4% of the total increase in social financing [3]. Group 2: Deposits - The balance of various deposits in financial institutions in Shanxi Province is expected to reach 6.5 trillion yuan, reflecting a year-on-year growth of 5.7% and an increase of 347.42 billion yuan since the beginning of the year. Household deposits are projected to reach 4.4 trillion yuan, with a year-on-year growth of 8% and an increase of 324.48 billion yuan, accounting for 93.4% of the total deposit increase [4]. Group 3: Credit Investment - The People's Bank of Shanxi Province will enhance policy transmission mechanisms and utilize various monetary policy tools to maintain ample liquidity and guide financial institutions to increase credit investment. By the end of 2025, the balance of loans in financial institutions is expected to reach 4.9 trillion yuan, with an increase of 336.4 billion yuan since the beginning of the year, reflecting a year-on-year growth of 7.4%, which is 1.2 percentage points faster than the national average [5]. Group 4: Support for Key Areas - The People's Bank of Shanxi Province will leverage policy tools such as re-loans to increase support for key areas and weak links. In 2025, a total of 84.4 billion yuan will be issued in re-loans for agriculture and small enterprises, representing a year-on-year increase of 16 billion yuan. This will drive a 10.5% year-on-year growth in loans to small and micro enterprises, outpacing the overall loan growth rate by 3.1 percentage points [6][7]. Group 5: Cross-Border Financial Services - In 2025, the cross-border RMB settlement amount under current accounts and direct investment in Shanxi Province is expected to reach 65 billion yuan, with RMB settlements accounting for 28.6%, a significant increase of 8.5 percentage points year-on-year. The total cross-border receipts and payments are projected to be 34.34 billion USD, with over 80% coming from goods trade. Cross-border receipts with countries and regions involved in the Belt and Road Initiative are expected to reach 17.3 billion USD, becoming a crucial support for Shanxi's foreign trade [8].