January 2026 Monthly Release

Core Insights - The Allstate Corporation reported estimated catastrophe losses of $175 million for January 2026, translating to $138 million after-tax, primarily due to Winter Storm Fern [1] Group 1: Catastrophe Losses - Estimated catastrophe losses for January 2026 were $175 million, with an after-tax impact of $138 million [1] - The losses were primarily related to Winter Storm Fern [1] Group 2: Protection Policies - As of January 31, 2026, Allstate had 25,484 thousand auto policies, a slight decrease of 0.1% from December 31, 2025, but an increase of 2.6% from January 31, 2025 [1] - Homeowners policies in force were 7,709 thousand, reflecting a 0.2% increase from December 31, 2025, and a 2.5% increase from January 31, 2025 [1] - Other personal lines showed a minor decrease of 0.1% from December 31, 2025, with 4,894 thousand policies, and a slight increase of 0.6% from January 31, 2025 [1] - Commercial lines decreased by 0.6% from December 31, 2025, totaling 175 thousand policies, and saw a significant decline of 14.2% from January 31, 2025 [1] - The total number of policies in force as of January 31, 2026, was 38,262 thousand, representing a 2.2% increase from December 31, 2025 [1]