Compass Point Upgrades Upstart (UPST) to Neutral, Ups PT to $30 Citing Ambitious 2028 Outlook

Group 1 - Upstart Holdings Inc. (NASDAQ:UPST) is considered one of the best growth stocks for the next 20 years, with analysts upgrading their ratings following the Q4 2025 earnings report [1][5] - Compass Point analyst Giuliano Bologna upgraded Upstart from Sell to Neutral and raised the price target to $30 from $20, citing an ambitious 2028 outlook [1][5] - Goldman Sachs also upgraded Upstart to Neutral from Sell, setting a new price target of $35, down from $44, noting that the risk-reward profile is now more balanced after a 60% decline in stock price since last July [2] - Bank of America lowered its price target on Upstart to $60 from $71 while maintaining a Neutral rating, following a strong Q4 2025 report and a revenue forecast of $1.4 billion for 2026, exceeding the consensus of $1.27 billion [3] Group 2 - Upstart operates a cloud-based AI lending platform in the US, with three segments: Personal Lending, Auto Lending, and Other [5]