2026年1月国内金融数据概览

Group 1 - As of the end of January, the total social financing stock increased by 8.2% year-on-year, reaching 449.11 trillion yuan [1] - The balance of RMB loans to the real economy was 273.3 trillion yuan, with a year-on-year growth of 6.1% [1] - The balance of government bonds grew by 17.3% year-on-year, amounting to 95.9 trillion yuan [1] Group 2 - In January, the increment of social financing was 7.22 trillion yuan, which is 1.662 trillion yuan more than the same period last year [2] - The net financing of government bonds in January was 9.764 trillion yuan, an increase of 2.831 trillion yuan year-on-year [2] - The net financing of corporate bonds was 5.033 trillion yuan, which is 579 billion yuan more than the previous year [2] Group 3 - The broad money supply (M2) at the end of January was 347.19 trillion yuan, reflecting a year-on-year increase of 9% [3] - The narrow money supply (M1) grew by 4.9% year-on-year, reaching 117.97 trillion yuan [3] - The cash in circulation (M0) increased by 2.7% year-on-year, totaling 14.61 trillion yuan [3] Group 4 - In January, RMB deposits increased by 8.09 trillion yuan, with the total RMB deposit balance reaching 336.77 trillion yuan, a year-on-year growth of 9.9% [4] - Household deposits rose by 2.13 trillion yuan, while non-financial enterprise deposits increased by 2.61 trillion yuan [4] - Fiscal deposits grew by 1.55 trillion yuan, and deposits from non-bank financial institutions increased by 1.45 trillion yuan [4] Group 5 - RMB loans increased by 4.71 trillion yuan in January, with the total RMB loan balance at 276.62 trillion yuan, reflecting a year-on-year growth of 6.1% [5] - Loans to households increased by 456.5 billion yuan, while loans to enterprises rose by 4.45 trillion yuan [5] - Loans from non-bank financial institutions decreased by 188.2 billion yuan [5] Group 6 - The weighted average interbank lending rate in January was 1.4%, down 0.46 percentage points year-on-year [6] - The weighted average rate for pledged repos was 1.43%, which is 0.73 percentage points lower than the same period last year [6] Group 7 - The one-year Loan Prime Rate (LPR) was 3.0%, and the LPR for loans over five years was 3.5%, both unchanged from the end of the previous year [7] Group 8 - The CFETS RMB exchange rate index fell by 1.02% compared to the end of the previous year [8] - The RMB to USD exchange rate was 6.9678, appreciating by 0.88% year-on-year [8] - The RMB to EUR and JPY exchange rates depreciated by 1.07% and 1.47% respectively compared to the end of the previous year [8]