Core Viewpoint - The Shanghai government has announced a new policy to optimize and adjust the city's real estate regulations, effective from February 26, 2026, which includes significant changes to housing provident fund policies aimed at supporting homebuyers, particularly families with multiple children [1] Group 1: Housing Provident Fund Policy Adjustments - The maximum loan amount for first-time homebuyers using the housing provident fund will increase from 1.6 million yuan to 2.4 million yuan, with potential increases for families with multiple children and those purchasing green buildings, allowing for a maximum loan of up to 3.24 million yuan [1] - The criteria for loan eligibility have been optimized, allowing families who have previously used provident fund loans and currently own no more than one property, with existing loans fully paid off, to apply for new loans when purchasing again in the city [1] - The support for families with multiple children has been expanded, allowing them to access higher loan amounts for purchasing a second home, with an increase of 20% on top of the maximum loan amount [1]
上海：家庭购买首套住房的公积金贷款最高额度从160万元提高至240万元
Bei Jing Shang Bao·2026-02-25 06:02