最高法：助力缓解“融资难”“融资贵”，降低民营企业融资成本

Group 1 - The Supreme People's Court reported that in 2025, the total number of first-instance civil and commercial cases accepted by courts nationwide reached 6.791 million, a year-on-year increase of 22.0% [1] - The number of civil and commercial cases concluded was 6.536 million, reflecting an 18.9% year-on-year growth [1] - Financial cases concluded amounted to 2.707 million, with a modest year-on-year increase of 1.7% [1] Group 2 - The courts have supported the stable development of private enterprises by helping small and medium-sized enterprises recover 1.9 billion yuan in accounts receivable through judicial measures, alleviating their cash flow pressure [2] - Efforts have been made to address "difficult financing" and "expensive financing" by legally recognizing the effectiveness of atypical guarantees and supporting diverse financing for private enterprises [2] - Judicial measures have been implemented to regulate interest collection by financial institutions, effectively reducing financing costs for private enterprises [2] - The courts have focused on developing judicial guarantees for technology finance, green finance, inclusive finance, pension finance, and digital finance, resulting in several distinctive judicial protection outcomes [2] - Specialized financial courts in cities like Shanghai and Beijing, as well as financial tribunals in Shenzhen, have been established to handle cases involving high-tech listed companies, enhancing judicial support for technology finance [2] - Initiatives such as personal bankruptcy and natural person debt clearance trials have been cautiously launched in regions like Shenzhen and Zhejiang, assisting over a thousand honest debtors in overcoming their debt challenges [2]