国投白银LOF补偿方案正式启动，这类人可领

Core Viewpoint - The controversy surrounding the valuation adjustment of the Guotou Silver LOF has entered a critical phase for investor compensation, with a dedicated online channel established for claims processing [1][3][12] Group 1: Background of the Issue - The valuation adjustment controversy originated from a sudden net value collapse on February 2, where the fund's net value dropped by 31.5% in a single day, marking a historical low for public funds in China [4][5] - The fund, which primarily invests in silver futures, had been under scrutiny due to its high premium rates and frequent risk warnings, with 20 premium risk notices issued in January 2026 alone [4][5] - The adjustment was made after significant fluctuations in international silver prices, leading to a re-evaluation of the fund's assets to reflect true market conditions [5][6] Group 2: Compensation Plan - Guotou Ruijin Fund announced a compensation plan on February 15, focusing on protecting the rights of small and medium investors, with a clear scope limited to individual investors who redeemed shares during a specific timeframe [11][12] - The compensation will follow a "full amount + tiered" model, where investors with losses below 1,000 yuan will receive full compensation, while those exceeding this amount will have a calculated compensation based on a tiered approach [11] - An online compensation channel was launched on February 26, allowing investors to easily process claims without needing to visit physical locations [1][12] Group 3: Market Impact and Future Outlook - The valuation controversy has negatively impacted the fund's secondary market performance, leading to further declines after its resumption of trading [6][11] - Despite the compensation measures, the fund continues to exhibit high premium risks, with a premium rate exceeding 30% as of February 25, indicating a significant deviation from its net value [13] - Analysts warn that high premium rates often correlate with increased risks, suggesting that investors should remain cautious and fully understand the product characteristics before making decisions [13]