SoFi Technologies(US:SOFI) Benzinga·2026-02-27 18:37Core Viewpoint - SoFi Technologies, Inc. is experiencing a challenging trading session amid broader market weakness, with its stock declining alongside major indices [1] Financial Performance - SoFi reported earnings of 13 cents per share, exceeding the consensus estimate of 12 cents, with revenue increasing by $273.72 million year-over-year [1] - For full-year 2026, SoFi anticipates total membership growth of at least 30% year-over-year and projects adjusted net revenue of approximately $4.655 billion, also reflecting about 30% growth [2] Technical Analysis - The stock is trading 13.1% below its 20-day simple moving average (SMA) and 32.5% below its 100-day SMA, indicating a bearish trend in both short and medium terms [3] - Over the past 12 months, the stock has gained 25.55% but remains significantly below its 52-week high of $32.73, suggesting recovery amid volatility [3] Earnings & Analyst Outlook - SoFi is scheduled to provide its next financial update on April 28 [4] - The stock currently holds a Hold Rating with an average price target of $24.72, with recent analyst actions including a downgrade by Truist Securities to a target of $21.00 and upgrades by Citizens and JP Morgan to targets of $30.00 and $31.00, respectively [5] - The EPS estimate is 12 cents, up from 6 cents year-over-year, and the revenue estimate is $1.05 billion, up from $770.72 million year-over-year [5] - The stock has a P/E ratio of 49.0x, indicating a premium valuation, with a strong growth score of 95.56 and a moderate momentum score of 40.76 [5]