OppFi Inc. (OPFI) Beats Q4 Earnings Estimates

分组1 - OppFi Inc. reported quarterly earnings of $0.3 per share, exceeding the Zacks Consensus Estimate of $0.28 per share, and showing an increase from $0.23 per share a year ago, resulting in an earnings surprise of +7.14% [1] - The company posted revenues of $159.25 million for the quarter ended December 2025, which was slightly below the Zacks Consensus Estimate by 0.31%, but an increase from $135.72 million year-over-year [2] - OppFi has surpassed consensus EPS estimates in all four of the last quarters and has topped consensus revenue estimates three times during the same period [2] 分组2 - The stock has underperformed, losing about 12.1% since the beginning of the year, compared to a decline of 0.9% in the S&P 500 [3] - The current consensus EPS estimate for the upcoming quarter is $0.41 on revenues of $156.29 million, and for the current fiscal year, it is $1.70 on revenues of $651.91 million [7] - The Financial Transaction Services industry, to which OppFi belongs, is currently ranked in the bottom 29% of over 250 Zacks industries, indicating potential challenges ahead [8]