Sou Hu Cai Jing·2026-03-14 08:57Core Viewpoint - The China Bank Dezhou Branch is enhancing cross-border payment efficiency by promoting the "Direct Account Credit for Cross-Border Remittances" service, which leverages technology and process innovation to provide real-time fund availability for foreign trade enterprises [1][2] Group 1: Service Implementation - The "Direct Account Credit for Cross-Border Remittances" service addresses issues in traditional settlement models, such as small transaction amounts and slow manual reviews, by automating the entire process from receiving cross-border messages to fund crediting [1] - Since the launch of this service, 289 foreign trade enterprises have benefited from a "zero time difference" fund experience, significantly improving cash flow management [1] Group 2: Impact on Enterprises - A specific case highlighted is Company A, a small and micro foreign trade enterprise in Dezhou, which transitioned from a manual reconciliation process taking half an hour daily to real-time automatic fund crediting, especially benefiting from immediate fund availability during weekends and holidays [1] Group 3: Future Plans - The China Bank Dezhou Branch plans to continue leveraging its global and comprehensive service advantages to meet the financial needs of foreign-related enterprises throughout their lifecycle, aiming to enhance its cross-border financial product offerings and service quality [2]