Here's What Key Metrics Tell Us About Usio (USIO) Q4 Earnings

Core Viewpoint - Usio Inc reported a revenue of $22.24 million for the quarter ended December 2025, marking an 8.2% year-over-year increase, but fell short of the Zacks Consensus Estimate of $23.05 million, resulting in a surprise of -3.48% [1] Financial Performance - The company reported an EPS of -$0.05 for the quarter, a decline from $0.02 a year ago, leading to an EPS surprise of -1100% compared to the consensus estimate of $0.01 [1] - Usio's stock has returned -5.3% over the past month, while the Zacks S&P 500 composite has changed by -1.8% [3] Revenue Breakdown - Revenue from ACH and complementary services was $6.1 million, exceeding the average estimate of $5.57 million from two analysts [4] - Revenue from credit card services was $7.7 million, below the estimated $8.7 million from two analysts [4] - Revenue from prepaid card services was $2.6 million, slightly above the average estimate of $2.56 million [4] - Revenue from Output Solutions was $5.4 million, falling short of the average estimate of $6.3 million [4] - Interest revenue from ACH and complementary services was $0.2 million, compared to the average estimate of $0.17 million [4] - Interest revenue from prepaid card services was $0.2 million, exceeding the average estimate of $0.14 million [4] - Interest revenue from Output Solutions was reported as $0 million, below the estimated $0.05 million [4]