Bei Jing Shang Bao·2026-03-27 13:08Group 1 - The core viewpoint of the article emphasizes that China Construction Bank is confident in achieving long-term stable and resilient operational performance [1] - The bank aims to enhance asset-liability management and deepen customer engagement to improve efficiency, focusing on qualitative improvements and reasonable growth in the asset side [1] - There is a commitment to structural adjustments while consolidating traditional advantages, with a focus on creating differentiated competitive advantages and becoming a leader in technology finance [1] Group 2 - The bank plans to optimize retail product offerings in line with consumption stimulus policies and enhance international competitiveness while fostering financial services in rural areas [1] - On the liability side, the bank intends to strengthen core deposit growth and expand various funding sources to effectively reduce funding costs [1] - The bank will deepen customer segmentation and upgrade service models to provide superior comprehensive financial service solutions [1] Group 3 - The strategy includes enhancing cost reduction and efficiency improvement, with a focus on precise pricing management and controlling low-yield assets [2] - There is an emphasis on stabilizing net interest margins and boosting non-interest income growth through comprehensive marketing and professional services [2] - The bank aims to optimize operational costs while ensuring key investments, enhancing input-output efficiency through meticulous management [2]