Core Viewpoint - Dongguan Rural Commercial Bank reported a decline in both revenue and net profit for the fiscal year ending December 31, 2025, indicating potential challenges in its financial performance [2]. Financial Performance - The bank's operating revenue for the year was approximately 11.697 billion yuan, representing a year-on-year decrease of 5% [2]. - The net profit attributable to shareholders was about 3.854 billion yuan, down 16.67% compared to the previous year [2]. - Basic earnings per share were reported at 0.56 yuan, with a cash dividend of 2.20 yuan per 10 shares (tax included) [2]. Balance Sheet Metrics - As of the end of 2025, the total assets of Dongguan Rural Commercial Bank Group amounted to 796.016 billion yuan [2]. - The total deposit balance was 544.212 billion yuan, while the total loan balance stood at 409.031 billion yuan [2]. - The non-performing loan ratio was recorded at 1.79%, with a provision coverage ratio of 207.68% [2]. - The capital adequacy ratio and the Tier 1 capital adequacy ratio were 15.41% and 13.33%, respectively [2].
东莞农商银行发布年度业绩 净利润约38.54亿元 同比减少16.67%