Bei Jing Shang Bao·2026-03-30 09:49Core Insights - In 2025, the Bank of China achieved an operating income of 659.9 billion yuan, reflecting a year-on-year growth of 4.28% [1] - The bank's net profit after tax reached 257.9 billion yuan, with shareholder net profit at 243 billion yuan, showing increases of 2.06% and 2.18% respectively, with growth rates improving compared to the first three quarters [1] Financial Performance - As of the end of 2025, the total assets of the Bank of China amounted to 38.36 trillion yuan, representing a growth of 9.40% from the previous year [1] - The total customer loans reached 23.45 trillion yuan, marking an 8.61% increase year-on-year [1] - The total financial investments stood at 9.66 trillion yuan, with a significant growth of 15.54% compared to the previous year [1] - The total liabilities were 35.15 trillion yuan, up by 9.47% from the end of the previous year [1] - Customer deposits totaled 26.18 trillion yuan, reflecting an 8.18% increase year-on-year [1] Customer Growth and Engagement - The Bank of China implemented targeted strategies for small and micro enterprises, resulting in a 13.88% growth in the total number of corporate clients by the end of 2025 [1] - The number of individual customers exceeded 550 million, with a steady increase in individual financial assets [1] - Monthly active users of the personal mobile banking app surpassed 100 million [1]