中国银行副行长刘承钢：把握大量定期存款到期有利时机，有效对冲资产收益下行压力

Core Viewpoint - China Bank is focusing on enhancing its liability management by targeting key scenarios and products, particularly in digital operations for corporate non-loan clients and individual long-tail customers, to promote the accumulation of demand deposits [1] Group 1: Liability Management Strategy - The bank plans to concentrate on specific key scenarios and products to improve its liability management [1] - There is an emphasis on promoting digital operations for corporate non-loan clients and individual long-tail customers [1] - The strategy aims to facilitate the accumulation of demand deposits [1] Group 2: Response to Market Conditions - China Bank intends to leverage the favorable timing of a large number of fixed-term deposits maturing this year [1] - This approach is designed to effectively counteract the pressure from declining asset yields [1]