Bei Jing Shang Bao·2026-03-30 11:01Core Viewpoint - Agricultural Bank of China reported a net profit of 292 billion yuan for 2025, reflecting a year-on-year growth of 3.3%, and total assets reached 48.8 trillion yuan, with a loan total of 27.13 trillion yuan, showing an 8.9% increase in new loans [1] Group 1: Financial Performance - In 2025, Agricultural Bank achieved an operating income of 725.3 billion yuan, which is a 2.1% increase year-on-year [1] - The total loan amount reached 27.13 trillion yuan, with an increase of 2.23 trillion yuan, marking an 8.9% growth [1] Group 2: 2026 Credit Strategy - For 2026, the bank plans to maintain a credit growth rate similar to that of 2025, aligning with the government's GDP growth target of 4.5%-5% [1] - The bank aims to support the real economy through credit, focusing on major projects and reforms outlined in the government work report [1] Group 3: Key Focus Areas for Credit Allocation - The bank will emphasize support for agriculture and rural revitalization, enhancing financial services across the entire grain supply chain and promoting rural construction [2] - It will also focus on expanding domestic demand by supporting key projects in transportation and energy, as well as boosting consumer finance in traditional and new consumption sectors [2] - The bank plans to support the construction of a modern industrial system by providing financing for traditional industry upgrades and fostering new industries through innovative financial services [3] - Additionally, it will deepen inclusive financial services for small and micro enterprises, ensuring stable growth in loans for these sectors [3]