SOFI Stock Analysis: The Negatives of SoFi Far Outweigh Its Positives

SoFi’s (NASDAQ:SOFI) fourth-quarter results, announced on Jan. 31, were quite impressive, as they showed that the fintech firm is growing quite rapidly and has managed to effectively monetize its popularity among millenials and Generation Z. The fintech’s profitability, however, remains low, while the valuation of SOFI stock is still quite elevated. This is a key part of my SOFI stock analysis.Although I’m much less concerned than I was previously about the quality of the firm’s loan portfolio, I believe th ...