Is This SoFi Stock's Biggest Risk Right Now?

Investors need to dig beneath the surface with this innovative banking disruptor.SoFi Technologies (SOFI 1.68%) hasn't had a great year thus far. Its shares are currently down 23% in 2024 (as of April 8). That's not encouraging, particularly when the Nasdaq Composite Index is up 8%.But this fintech stock has climbed 66% since the start of 2023. And some investors might be warming up to the idea of owning a growth-focused digital bank in their portfolios with the hopes of achieving market-beating returns ove ...