区域经济金融展望报告（长三角）2024年第3期（总第3期）

Economic Overview - The Yangtze River Delta (YRD) region's GDP growth rate in the first half of 2024 was 5.5%, surpassing the national average of 5.0%, contributing approximately 24.4% to the national GDP [3][2][24] - The industrial sector in the YRD showed a significant increase, with a 7.6% growth in industrial output value, which is 1.6 percentage points higher than the national level [5][6] - The service sector also experienced growth, with a 5.0% increase in value added, slightly above the national average [6][7] Investment and Consumption - Fixed asset investment in the YRD grew by 4.2%, exceeding the national growth rate of 3.9% [8][9] - The social retail sales in the YRD reached 6.2 trillion yuan, with a year-on-year growth of 3.6%, which is slightly lower than the national growth [7][8] Trade and Real Estate - The YRD's total import and export value reached 7.7 trillion yuan, growing by 5.8%, although this was slightly below the national growth rate [11][12] - The real estate market in the YRD showed resilience, with a decline in sales area of 16.3%, which is less severe than the national average decline of 18.6% [13][14] Financial Sector - The balance of deposits in the YRD was 78.6 trillion yuan, with a growth rate of 5.5%, which is lower than the national average of 6.0% [15][16] - The balance of loans in the YRD reached 69.1 trillion yuan, with a growth rate of 11.0%, surpassing the national growth rate of 8.3% [16][17] Future Outlook - The YRD is expected to maintain a stable economic development trend, with a projected GDP growth rate of around 5.5% for the entire year [24][25] - The new three-year action plan for the YRD aims to enhance integrated development and address challenges such as weak domestic demand and real estate market fluctuations [25][26]