金融新规热读（9月刊）

Investment Rating - The report does not explicitly state an investment rating for the industry Core Insights - The report highlights significant regulatory changes aimed at enhancing the stability and quality of the financial sector, particularly focusing on insurance and financial leasing industries [2][4][6][8][22][30][48][60] Summary by Sections Financial Regulations Overview - In September, 24 important new regulations were issued by various financial regulatory bodies, covering areas such as credit, securities, equity investment, insurance, and non-bank institution management [2] Financial Asset Investment Companies - The Financial Regulatory Authority has expanded the pilot program for equity investments by financial asset investment companies, encouraging long-term investments and supporting technology innovation [7][48] - The pilot program now includes 18 major cities, expanding from Shanghai to cities like Beijing, Guangzhou, and Shenzhen [49] Insurance Industry Development - The State Council has issued guidelines to promote high-quality development in the insurance sector, emphasizing risk prevention and enhancing service levels [22][23][25] - The guidelines focus on improving insurance market access, enhancing service capabilities, and supporting major national strategies [22][24][26] Non-Bank Institution Management - The Financial Regulatory Authority has implemented new regulations for financial leasing companies, enhancing governance and risk management [6][38][41] - The new regulations require higher capital thresholds for major investors and stricter business classification [38][41][45] Mobile Application Management in Banking and Insurance - New regulations have been introduced to strengthen the management of mobile applications in the banking and insurance sectors, emphasizing risk management and user experience [30][36] - The regulations require financial institutions to integrate mobile application management into their overall risk management frameworks [30][36] Capital Market Stability - The Central Financial Office and the China Securities Regulatory Commission have issued guidelines to enhance the stability of the capital market, encouraging long-term investments and improving the quality of listed companies [60][63] - The guidelines aim to create a supportive environment for institutional investors and enhance investor returns [64][66]