房地产行业周报（2024年44周）：商业住房贷款利率实行新定价机制，10月新房二手房网签双增

Investment Rating - The report maintains a "Buy" recommendation for the real estate sector [4]. Core Insights - The real estate sector index increased by 6.0% in the 44th week, ranking first among 31 primary industry sectors [9][12]. - New housing loan pricing mechanisms are being implemented, and both new and second-hand housing transactions saw increases in October [12][13]. - The report highlights a positive trend in housing sales, with new home transactions up 9% year-on-year and second-hand home transactions up 33% year-on-year [2][12]. Summary by Sections Market Performance - The real estate index rose by 6.0% in the 44th week, leading all sectors [9]. - The top-performing stocks included Huaxia Happiness with a weekly increase of 61.9% [9]. Policy News - The State Council encourages local governments to support multi-child families in purchasing homes and to increase the housing provident fund loan limits [12]. - Major banks will implement a new pricing mechanism for commercial personal housing loans starting November 1 [12]. - In October, the nationwide new housing transaction volume increased by 0.9% year-on-year, while second-hand housing transactions rose by 8.9% year-on-year [12][13]. Sales Performance - In the 44th week, the transaction area for new homes in 20 cities was 338.8 million square meters, with a daily average of 48.4 million square meters, reflecting a 22% increase week-on-week and a 9% increase year-on-year [2][9]. - The cumulative transaction area for new homes from the beginning of the year to date is 93.81 million square meters, showing a 26% year-on-year decline [2]. Company Dynamics - "I Love My Home" reported a net profit of 8.4866 million yuan for the first three quarters, a 112% increase year-on-year [2]. - China Vanke secured 8.03 billion yuan in financing from the Shenzhen branch of the Bank of Communications [2].