国君计算机|政策推进数字金融发展,看好金融IT

Investment Rating - The report suggests a positive outlook for the financial IT industry, indicating a new cycle of prosperity driven by the "Action Plan for Promoting High-Quality Development of Digital Finance" [1][2]. Core Insights - The "Action Plan" aims to enhance IT capabilities in the financial sector, focusing on digital transformation and improving service convenience and competitiveness. By the end of 2027, a financial system that aligns with the development of the digital economy is expected to be established [1]. - Emphasis is placed on security and innovation, with opportunities arising in areas such as financial information technology (FinTech), digital currency, and data elements. The plan highlights the need for self-controllable core technology systems and the expansion of digital RMB applications [1]. - A new wave of financial technology innovation is anticipated, with the expectation that the financial IT industry's prosperity will significantly rebound by 2025, supported by policy backing and a recovering capital market [2]. Summary by Sections Digital Financial Development - The report outlines the importance of digital technology as a key driver for building a strong financial nation, suggesting that financial IT is poised for a new cycle of growth [1]. Financial IT Investment Strategy - Financial institutions are encouraged to develop comprehensive digital transformation strategies, with a focus on enhancing technological capabilities as a primary investment direction [2]. Market Outlook - The report predicts a substantial reversal in the financial IT industry's prosperity by 2025, driven by a combination of improved market conditions and cost-efficiency measures within companies [2].