通信行业快评报告：七部门联合印发《推动数字金融高质量发展行动方案》

Investment Rating - The industry investment rating is "Outperform the Market," indicating an expected increase of over 10% in the industry index relative to the market over the next six months [5][14]. Core Insights - The "Action Plan" aims to enhance financial services quality through the synergistic development of digital finance and other financial sectors, emphasizing the importance of digital finance in building a strong financial nation and expanding China's digital economy advantages [3][11]. - By the end of 2027, the goal is to establish a financial system that is highly compatible with the development of the digital economy [3]. - The plan highlights the need for financial institutions to accelerate their digital transformation and enhance the integration of digital technology in financial products and services [3][4]. Summary by Sections Digital Finance Development - The development of digital finance is driven by data elements and digital technology, which are crucial for enhancing financial services and risk management [4]. - The plan proposes to utilize big data and privacy computing to optimize financial products and risk control models [4]. Governance and Security - Emphasis is placed on improving the governance framework for digital finance, including risk prevention and regulatory measures [4]. - The plan aims to promote the safe application of digital currency in international markets while ensuring a secure payment environment [4]. Infrastructure and Data Market - The establishment of a high-quality financial data market and the regulation of cross-border financial data flow are essential for unlocking the value of data elements in the financial sector [10]. - The plan calls for the construction of advanced financial infrastructure, including green intelligent financial data centers and robust network architectures to support digital transformation [10][11]. Investment Recommendations - Focus on the development and utilization of public financial data resources and the promotion of pilot applications for data elements [11]. - Anticipate increased demand for computing power and storage driven by digital finance [11]. - Explore the application of edge computing and quantum technology to overcome existing computing limitations [11].