宏观观察2025年第06期（总第578期）：建设金融行业可信数据空间的相关思考与建议＊

Group 1: Importance of Trusted Data Space - The construction of a trusted data space in the financial industry is crucial for unlocking the potential of data elements, optimizing production functions, and enhancing overall productivity[9] - The financial data trading market reached a scale of 53.56 billion yuan in 2023, leading all industries in data transactions[6] - The establishment of a trusted data space can help alleviate issues such as "data islands" and enhance data sharing and exchange among financial institutions[24] Group 2: Policy and Strategic Recommendations - The "Action Plan for Trusted Data Space Development (2024-2028)" emphasizes the need for a unified data circulation infrastructure to facilitate resource sharing and value co-creation[5] - Financial institutions should strengthen data governance and enhance their data quality management capabilities, as evidenced by a self-assessment score of only 3.03 out of 5 among surveyed banks[13] - The government should promote the integration of public data, city data, and financial data spaces to stimulate the effects of public data in the trusted data space[41] Group 3: Challenges and Solutions - Financial institutions face significant challenges in data sharing due to internal data governance issues, leading to severe "data islands" problems[15] - The average cost of data breaches in the financial sector was $5.97 million per incident from 2021 to 2022, highlighting the need for improved data security measures[15] - There is a pressing need for enhanced international cooperation and standard recognition to facilitate safe and efficient cross-border data flow in the financial sector[38]