太平洋房地产日报：沈阳住房公积金优化6项政策措施-20250627

Investment Rating - The industry rating is optimistic, expecting overall returns to exceed the CSI 300 Index by more than 5% in the next six months [11]. Core Insights - The report highlights the implementation of six optimized housing provident fund policies in Shenyang starting July 1, 2025, which includes extending the minimum down payment ratio for housing loans to 15% until December 31, 2025, and increasing loan limits for high-quality new residential properties [6]. - The report notes a decline in the equity market on June 26, 2025, with the Shanghai Composite Index and Shenzhen Composite Index falling by 0.22% and 0.34%, respectively, while the Shenwan Real Estate Index decreased by 0.43% [4]. - The report identifies significant individual stock performances within the real estate sector, with notable gains from companies such as Nandu Property and Bright Real Estate, while companies like China International Trade and Jintou City Development experienced substantial declines [5]. Summary by Sections Market Conditions - As of June 26, 2025, the overall equity market is experiencing a downturn, with major indices showing declines, particularly in the real estate sector [4]. Policy Developments - Shenyang's housing provident fund management committee approved six policy measures aimed at optimizing housing loans, including extending the minimum down payment period and increasing loan limits for certain demographics [6]. Company Performance - The report lists the top five gainers in the real estate sector, with Nandu Property leading at a 5.16% increase, while the largest decliners include China International Trade with an 8.37% drop [5].