规划引领，破解地方同质化发展

Group 1: Regional Financial Center Model - The development of regional financial centers requires strong economic strength, a complete financial market system, and supportive mechanisms[7] - Shanghai has established a comprehensive financial market with 1,782 licensed financial institutions, including one-third being foreign institutions, and manages over 20 trillion yuan in public fund assets[10] - The G60 Science and Technology Corridor in Shanghai enhances financial services for the Yangtze River Delta, improving credit data sharing and financing needs for enterprises[11] Group 2: Technology Industry Financial Cycle Model - Local governments need to establish a virtuous cycle between technology, industry, and finance by enhancing the commercialization of technological achievements and providing full lifecycle services for tech companies[12] - Shenzhen has created an efficient collaborative system for technology achievements, capital investment, and industrial transformation, with over 90% of its investment in cutting-edge technology fields[17] - The city has supported over 8,000 industrial projects, with nearly 600 companies successfully listed, making it a leader in nurturing specialized and innovative enterprises[17] Group 3: Government Investment Bank Model - The scale of government guidance funds has exceeded 3.35 trillion yuan, but many local funds face constraints due to performance pressures and hidden clauses[21] - Hefei has successfully attracted major projects like BOE Technology Group and NIO by implementing a government investment bank model, creating a cluster effect in strategic emerging industries[25] - The city has established a risk tolerance mechanism allowing for losses of up to 50% for different fund types, encouraging investment in new industries[26] Group 4: New Factor Financial Service Model - Local governments are encouraged to enhance financial services for new factors like data and technology, focusing on financialization, capital support, and ecological collaboration[29] - Hangzhou has established a data trading center and a data exchange to facilitate the trading and securitization of data assets, becoming a leader in digital economy development[32] - The city's digital economy core industry added value reached 3,245 billion yuan in the first half of 2025, accounting for 28.7% of the regional GDP[35] Group 5: Local Characteristic Financial Service Model - Local governments should leverage local financial institutions to improve financial service accessibility for small and micro enterprises, which face significant financing challenges[36] - Taizhou has developed a specialized financial system for small and micro enterprises, with over 20 local banks implementing innovative credit models[40] - The city has established a credit information sharing platform and a guarantee fund to reduce financing costs and improve accessibility for small businesses[41]