中央经济工作会议精神学习：平稳过渡，结构优化

Economic Strategy - The Central Economic Work Conference emphasized the importance of "five musts" for economic growth, including fully tapping economic potential and combining policy support with reform innovation[2] - The focus has shifted from simple scale expansion to precise efficiency improvement, with a projected fiscal deficit rate of 4% for the coming year[3] Investment and Consumption - The meeting highlighted a transition from investment-driven growth to consumption-led growth, with plans to implement a rural and urban income increase program[9] - Investment will focus on quality rather than quantity, with an emphasis on urban renewal and infrastructure improvements[10] Technological Innovation - The conference stressed the importance of "AI+" in reshaping industries, aiming to integrate AI technology across traditional sectors[12] - National strategic resources will be concentrated in key innovation hubs like Beijing, Shanghai, and the Guangdong-Hong Kong-Macau Greater Bay Area[12] Structural Reforms - The meeting called for deep reforms to address structural contradictions in the economy, including the establishment of a unified national market and the elimination of "involution" in competition[14] - Financial supply-side structural reforms will focus on quality over quantity, with an expected wave of mergers among small financial institutions[15] Risk Management - The conference underscored the need to stabilize the real estate market and manage local government debt risks through optimized restructuring methods[24] - Measures will be taken to ensure food security and stabilize agricultural product prices to protect farmers' incomes[19]