Investment Perspective on Home Ownership - The report argues against considering a home as a traditional investment, highlighting its illiquidity and the emotional attachment that often prevents homeowners from selling to realize potential gains [1][2] - The analysis suggests that the idea of a home as an investment is a socially constructed notion, particularly influenced by familial expectations [1] - The report points out the inflexibility that homeownership can impose, citing the example of individuals remaining in areas with limited job opportunities due to low mortgage rates [2] - Adjusted for inflation, the annual return on investment for a home is approximately 1% over the last 100 years [3] Financial and Economic Considerations - The report mentions a 4% arbitrage rate on a $700,000 house, which then increased to 8%, illustrating the potential financial constraints of homeownership [2] - The report contrasts real estate with Bitcoin, describing real estate as slow, boring, heavy, and difficult to liquidate [3]
為了房貸被綁在一個地點？太笨了！【邦妮區塊鏈】
邦妮區塊鏈 Bonnie Blockchain·2025-07-05 08:19