每日钉一下（必需消费和可选消费，有啥区别？）

Group 1 - The core viewpoint is that investing in active funds essentially means investing in fund managers, highlighting the importance of selecting the right manager in a market with thousands of options [1] - The article suggests that without a systematic methodology, it can be challenging to choose fund managers based solely on personal intuition [1] Group 2 - The article promotes a limited-time free course that introduces investment methods for active funds, indicating an educational approach to help investors make informed decisions [2] - To access the course, readers are encouraged to add a designated assistant and send a specific message to receive the course materials [2]