践行金融为民，共建养老服务——中建投信托发布《中国养老信托白皮书》及养老金融综合服务产品

Core Viewpoint - The article emphasizes the importance of integrating various financial tools to meet the evolving and diversified retirement needs of the aging population in China, highlighting the potential of personal pensions as a significant third pillar in the retirement system [1][4]. Group 1: Event Overview - On May 8, China Construction Investment Trust held a release event for the "China Pension Trust White Paper" in Shanghai, focusing on pension finance and exploring integrated solutions that combine pension trusts with insurance, financial management, fund advisory, payment, and healthcare services [1]. - The event featured the launch of the first systematic research on pension trusts, providing valuable insights for policy formulation, product innovation, and service upgrades in the pension trust sector [1]. Group 2: Product Innovations - China Construction Investment Trust, in collaboration with Xinhua Insurance, introduced a new pension financial service product that innovatively combines family trusts with insurance trusts, breaking the boundaries between wealth inheritance and pension planning [3]. - The product extends its functionality by adding modules for pension payments and financial management, covering the entire cycle of customer needs from wealth accumulation to healthcare consumption [3]. - The initiative aims to create a one-stop solution by integrating resources from securities firms, funds, and professional service institutions, thereby enhancing the synergy between pension finance and healthcare services [3]. Group 3: Future Directions - The Deputy General Manager of China Construction Investment Trust highlighted the unique advantages of trust companies in developing pension trusts, emphasizing the integration of family trusts and insurance trusts as an upgraded version for pension services [4]. - The company plans to continue collaborating with Xinhua Insurance and other institutions to enhance technology empowerment, professional value addition, and cross-industry cooperation, aiming to create a comprehensive closed-loop service for pension finance [4]. - The focus on pension issues is not only a matter of individual welfare but also a crucial component of national strategy, with the company committed to safeguarding the happiness of the elderly through innovative solutions [4].