Meta Platforms(US:META) 新浪财经·2025-05-19 01:19Core Viewpoint - Meta is facing a significant surge in online fraud, with its platforms, Facebook and Instagram, becoming primary venues for global scam operations, leading to substantial financial losses for users and revealing systemic regulatory failures within the company [1]. Group 1: Fraud Incidents - Businesses are being used as "endorsement tools" for scams, with real companies' information being misappropriated to create fraudulent advertisements [2]. - Edgar Guzman, a business owner, reported that over 4,400 fraudulent ads used his company's address, while he only posted 15 legitimate ads, highlighting the scale of the issue [3]. - Scammers are employing increasingly sophisticated tactics, such as using images of elderly individuals to promote fake giveaways, leading to unauthorized credit card charges for users [3]. Group 2: Regulatory Failures - The rise of cryptocurrency, AI technology, and cross-border crime networks has significantly increased the scale and impact of online fraud, with 70% of new active advertisers on Meta promoting scams or illegal products [5]. - Data from banks indicate that nearly half of the fraud cases reported through Zelle are linked to Meta platforms, with similar trends observed by regulatory bodies in the UK and Australia [5]. Group 3: Internal Response and Criticism - Internal documents reveal that Meta allows fraud advertisers to accumulate multiple violations before banning them, indicating a high threshold for enforcement actions [6]. - Meta's Marketplace platform has become a breeding ground for scams due to its peer-to-peer transaction model, yet the company has not implemented sufficient measures to address this issue [6]. - Despite claims of increasing anti-fraud investments, analysts suggest that combating fraud is not a top priority for Meta, as evidenced by a lack of investment in automated fraud detection tools [8].