重磅！央行降息

Group 1 - The People's Bank of China (PBOC) announced a reduction in the 1-year Loan Prime Rate (LPR) to 3% and the 5-year LPR to 3.5%, marking a decrease of 10 basis points for both rates [1][2][5] - The LPR has remained unchanged for six consecutive months prior to this announcement, indicating a significant shift in monetary policy [3] - The reduction in LPR is expected to lower the comprehensive financing costs for the real economy, which may help stabilize economic fundamentals [5][6] Group 2 - The adjustment in LPR is anticipated to stimulate risk appetite in financial markets, encouraging investors to seek higher-yielding investment channels such as stocks and real estate [5] - The decrease in LPR is likely to boost market confidence, which could enhance consumer spending and investment demand [5][6] - Lower LPR will alleviate repayment pressure for homebuyers, particularly first-time buyers, potentially increasing housing demand and influencing property prices, especially in first-tier and popular second-tier cities [5][6]