中国太保发布《2024年应对气候变化报告》

Core Viewpoint - China Pacific Insurance (CPIC) has released its "2024 Climate Change Response Report," showcasing its commitment to green development and enhancing climate resilience in the face of increasing climate change impacts [1] Group 1: Climate Change Impact and Response - Global natural disaster-related economic losses reached $318 billion in 2024, a more than 30% increase compared to the previous decade [1] - The recent typhoons "Capricorn" and "Bebinca" have caused significant economic damage in China, highlighting the urgent need to address climate change [1] - The insurance industry plays a crucial role as an economic stabilizer and social shock absorber in responding to climate change [1] Group 2: Green Insurance Innovation - CPIC has launched a total of 34 green insurance products, with 7 new products introduced in 2024, including the first shipping decarbonization insurance in China [2] - The company has developed an insurance model for mangrove CCER projects, providing a comprehensive solution for carbon sink loss risks [2] - By the end of 2024, CPIC's green insurance coverage is expected to exceed 147 trillion yuan [2] Group 3: Responsible Investment and Green Development - CPIC has established guidelines for responsible investment management, integrating ESG factors into the entire investment process [2] - The company has enhanced its ESG rating analysis system and conducted carbon accounting for its asset portfolio to gradually reduce carbon emissions [2] - By the end of 2024, CPIC's green investment scale is projected to exceed 260 billion yuan [2] Group 4: Climate Risk Assessment and Management - CPIC is addressing the challenge of climate risk quantification by developing climate risk assessment models tailored for Chinese insurance institutions [3] - The company has implemented a carbon emission reduction target, aiming for a 20% reduction in total operational carbon emissions by 2028 compared to 2023 [3] - CPIC is enhancing its carbon emission management system and adopting advanced energy-saving technologies to lower operational carbon emissions [3] Group 5: Global Cooperation and Future Outlook - CPIC actively participates in global climate actions and collaborates with international organizations and partners to enhance climate governance [4] - The company engages in dialogues on ESG practices with international peers and shares its experiences at global forums [4] - Looking ahead, CPIC aims to deepen its commitment to green development and promote the integration of finance with sustainable development [4]