数说者·2025-05-25 11:54Core Viewpoint - Postal Savings Bank has restructured its organizational framework, introducing new departments and maintaining others, which reflects its strategic focus on personal finance and risk management [1][2][3][4]. Group 1: Organizational Structure - As of the end of 2024, Postal Savings Bank has a total of 39 primary departments divided into six major segments: Personal Finance, Corporate Finance, Asset Management, Risk Management, Information Technology, and Comprehensive Support [1]. - The Personal Finance segment has established a new Financial Management Department, while the Asset Management segment has dissolved its Asset Management Department, with other departments remaining unchanged compared to 2023 [1]. - The Corporate Finance segment includes departments such as Corporate Finance, Inclusive Finance, Transaction Banking, and Investment Banking [3]. Group 2: Department Details - The Personal Finance segment consists of eight departments: Personal Finance, Wealth Management, Consumer Credit, Credit Card Center, Online Finance, Digital Renminbi, Agency Financial Management, and Rural Revitalization Finance [2]. - The Corporate Finance segment includes the Corporate Finance Department (Rural Corporate Business Center), Inclusive Finance Division (Small Business Finance), Transaction Banking Department, and Investment Banking Department [3]. - The Risk Management segment comprises the Risk Management Department (Rural Risk Management Center), Credit Management Department (Rural Credit Management Center), Credit Approval Department, Internal Control Compliance Department, Legal Affairs Department (Consumer Rights Protection), and Security Department [3]. Group 3: Employee and Branch Information - By the end of 2024, Postal Savings Bank has 36 primary branches, 324 secondary branches, 2,228 primary sub-branches, and 5,307 secondary sub-branches, along with three holding subsidiaries [4]. - The total number of employees is 197,631, with 182,631 being contract employees and 15,000 being labor dispatch workers. The gender distribution shows that 40.62% are male and 59.38% are female [4].