高盛内部“异见者”，已被CEO亲手“清洗”完毕

Core Viewpoint - David Solomon, CEO of Goldman Sachs, faces internal criticism regarding his leadership and the costly expansion into consumer loans, leading to significant losses and partner departures [1][2][3] Group 1: Leadership and Internal Dynamics - Solomon has experienced a challenging period in 2022 and 2023, with losses in consumer loan expansion impacting the company's stock price and partner retention [1][2] - The board has expressed support for Solomon, indicating that those who publicly criticized him have left the company, sending a clear message against opposition [2][3] - Internal doubts about Solomon's leadership persist, with some executives believing that the bank could have performed better without the consumer lending missteps [3][5] Group 2: Financial Performance and Strategic Shifts - Goldman Sachs is exiting the personal loan business and refocusing on its core services, which has led to a steady increase in profits and a record high stock price in February [2][4] - Since early 2024, Goldman Sachs has seen revenue and profit growth, with stock prices rising by 55% [2] - The bank's stock has outperformed its competitors over the past five years, with a 233% increase compared to Morgan Stanley's 214% and JPMorgan Chase's 191% [3] Group 3: Consumer Lending Expansion and Consequences - The expansion into consumer lending, initiated by Solomon's predecessor, has proven costly, culminating in a $2 billion acquisition of GreenSky that is now being sold at a loss [5][7] - Internal criticism has mounted regarding the financial resources allocated to the consumer business, which some believe detracted from core banking operations [5][9] - A comprehensive review of the consumer business was initiated in 2022, leading to a decision to scale back operations in this area [7][9] Group 4: Future Outlook and Management Changes - Solomon has indicated plans to remain with the company for another five years, aiming to reshape his legacy and improve his public image [10][14] - The board has offered substantial retention bonuses to both Solomon and President John Waldron to ensure their continued leadership [14] - Discussions within the company have shifted from concerns about Solomon's tenure to speculation about when he will pass the CEO role to Waldron [14]