银行股涨势如虹！公募潜在配置空间巨大？基金青睐的银行股名单揭晓！

Core Viewpoint - The banking sector in A-shares has experienced significant growth, with major banks reaching historical highs and outperforming key market indices, driven by improvements in asset quality and stable earnings [2][3][4]. Group 1: Reasons for the Surge in Bank Stocks - The recent strong performance of A-share bank stocks is attributed to both fundamental and liquidity factors [2]. - Fundamental factors include improved asset quality and stable profitability, with core earnings showing signs of recovery [2]. - Liquidity factors highlight significant increases in insurance fund investments in bank stocks, driven by a search for stable returns amid low bond yields [3]. - Public funds have also increased their allocation to bank stocks, with a rise in the proportion of active funds holding bank shares from 3.72% to 4% [4]. Group 2: Performance Metrics of Bank Stocks - The average return of the top 20 performing bank stocks in A-shares has reached 28.54%, with eight stocks gaining over 30% year-to-date [7]. - The average price-to-book (PB) ratio of these top-performing bank stocks is 0.70, indicating they are generally undervalued [8]. - Notable stocks include Qingdao Bank, which has seen a year-to-date increase of 38.02% and a dividend yield of 3.08% [7][8]. Group 3: Fund Holdings in Bank Stocks - Several bank stocks have garnered significant interest from public funds, with four banks having fund ownership ratios exceeding 6% [9]. - Chengdu Bank leads with a fund holding ratio of 8.94%, followed by China Merchants Bank and Industrial Bank, which also have substantial fund backing [10]. Group 4: Earnings Performance of Bank Stocks - Among A-share listed banks, several have reported impressive earnings growth, with Hangzhou Bank achieving a net profit growth of 17.30% year-on-year [11]. - The analysis indicates that banks with double-digit profit growth include Changshu Bank, which also saw revenue growth exceeding 10% [11][12].