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此刻年轻 未来可期!——申万宏源开启“养老早鸟计划”

Group 1 - The core viewpoint emphasizes that retirement planning should not be postponed until old age, but rather should be an ongoing process that starts now [1] - The article suggests that retirement planning is about daily accumulation rather than a future concern, highlighting the importance of proactive financial management [1] - It states that without current planning, the future will be dictated by circumstances, reinforcing the idea that time is the best planner for retirement [1]