高息高返已经停止一个月，现在一线销售情况怎么样？

Core Viewpoint - The cessation of high-interest and high-rebate car loans has led to a significant shift in the automotive financing landscape, impacting sales and customer behavior across various brands and dealerships [1][9]. Group 1: Sales Impact - Traditional sales peak in July has been disrupted, with a reported 5% decrease in foot traffic but a staggering 40% drop in sales volume [3]. - The absence of manufacturer subsidies has forced dealerships to increase car prices, with examples showing price hikes of over 7,000 yuan for models like the Passat [3]. - Sales strategies have shifted to low-interest financing options, which are less attractive compared to previous high-rebate offers, leading to reduced sales incentives [4][11]. Group 2: Customer Behavior - Customer sentiment has changed, with many expressing dissatisfaction over the removal of high-rebate options, leading to confusion and frustration [9]. - A significant portion of customers (60%-70%) are opting for early loan repayments, indicating a shift in financial strategy due to the new lending environment [3][7]. - Customers who previously benefited from high-rebate loans are now facing higher costs under new financing schemes, which has altered their purchasing decisions [11][12]. Group 3: Financing Options - New financing options include two-year interest-free loans and low-interest loans, but these are perceived as less favorable compared to previous high-rebate schemes [6][14]. - The approval process for loans has become stricter, with many customers facing rejections that were previously uncommon, impacting their ability to purchase vehicles [11]. - The current financing landscape is characterized by a mix of manufacturer and bank offerings, with a notable shift towards lower interest rates but without the attractive rebates that were previously available [10][12].