赚不到钱的人，大都是“回避型人格”

Core Viewpoint - The article emphasizes the importance of overcoming fear and taking action to seize opportunities for wealth creation, highlighting that avoidance behavior can lead to missed chances and stagnation in personal and professional growth [5][10][66]. Group 1: Personality Traits and Wealth - Research by psychologist Karen Horney indicates that entrepreneurs who fail often exhibit avoidance personality traits, leading them to retreat from risks and challenges [5][6]. - The "opportunity window" theory in management suggests that wealth opportunities are fleeting, and only decisive individuals can capture them [8][10]. - Individuals with avoidance personalities may see opportunities but are paralyzed by fear, resulting in missed financial prospects [16][18]. Group 2: Real-Life Examples of Fear and Success - A case study of a friend who declined a leadership opportunity due to fear illustrates how hesitation can hinder career advancement, while others who embrace challenges can achieve significant success [11][15]. - Renowned figures like director Renny Harlin and author J.K. Rowling faced setbacks but ultimately succeeded by persevering through failures and rejections [22][35][39]. - The founder of Uniqlo, Tadashi Yanai, adopted a philosophy of learning from failures, which contributed to his eventual success in building a clothing empire [42][44]. Group 3: Strategies to Overcome Avoidance - The article suggests practical methods to combat avoidance behavior, such as writing down fears to confront worst-case scenarios, which can reduce anxiety [51][52]. - Taking small steps to achieve minor successes can build confidence and resilience, making it easier to tackle larger challenges [55][56]. - Reframing failure as a learning experience rather than a disaster can help individuals develop a healthier perspective on setbacks [57][60]. - The concept of "getting on the bus first and adjusting later" encourages proactive behavior over excessive worrying about potential failures [61][64].