聚焦亚太：敏捷合规如何驱动竞争优势

Core Viewpoint - The article discusses the evolving risk landscape faced by businesses in the Asia-Pacific region, emphasizing the need for enhanced due diligence and compliance strategies in response to geopolitical tensions, economic uncertainty, and technological advancements [1][2]. Group 1: Risk Landscape - Businesses in the Asia-Pacific are encountering a complex risk environment characterized by geopolitical tensions, economic uncertainty, and evolving global regulations [1]. - The rise in fraud levels and the increasing complexity of threats necessitate a more rigorous approach to third-party due diligence throughout the entire lifecycle of business relationships [3]. Group 2: Regulatory Actions - Regulatory fragmentation is increasing, prompting companies to reassess their trade relationships and compliance frameworks to enhance resilience [2]. - The Monetary Authority of Singapore (MAS) has taken regulatory actions against nine financial institutions for anti-money laundering (AML) violations, highlighting the importance of compliance [2]. Group 3: Six-Step Action Plan - A six-step action plan is proposed for organizations to fulfill compliance obligations during uncertain times, which includes: 1. Onboarding Management: Identifying each third party and updating questionnaires to include verifiable questions [4]. 2. Automated Screening: Utilizing risk intelligence databases to screen third parties efficiently [5]. 3. Risk Ranking: Classifying third parties based on risk factors to identify high-risk relationships [6]. 4. Enhanced Due Diligence (EDD): Implementing a risk-based approach to justify costs associated with due diligence [7]. 5. Ongoing Monitoring: Continuously monitoring third parties to identify new risks [8]. 6. Testing, Auditing, Documenting: Keeping thorough records to provide evidence of compliance actions [9]. Group 4: Importance of Compliance - The article emphasizes that the current global uncertainty is a structural change rather than a temporary disruption, and regulatory bodies expect businesses to take clear actions based on comprehensive frameworks and policies [9]. - Organizations with strong foundations and agile compliance strategies will be better positioned to expand their businesses and make timely decisions [9].