大增28.5%！6000亿上市险企，上半年总投资收益107亿

Core Viewpoint - Sunshine Insurance reported a relatively stable half-year performance, with total premium income reaching 80.81 billion yuan, a year-on-year increase of 5.7% [1]. Group 1: Financial Performance - Total premium income for the first half of the year was 80.81 billion yuan, with insurance service income at 32.44 billion yuan, both showing positive growth [1]. - The net profit attributable to shareholders was 3.39 billion yuan, reflecting a year-on-year growth of 7.8% [1]. - The group's embedded value at the end of the period was 128.49 billion yuan, an increase of 11.0% compared to the end of the previous year [1]. - Total assets surpassed 600 billion yuan for the first time, reaching 625.56 billion yuan [4]. Group 2: Life Insurance Business - Sunshine Life achieved total premium income of 55.44 billion yuan, a year-on-year increase of 7.1% [3]. - New business value reached 4.01 billion yuan, with a comparable year-on-year growth of 47.3% [2]. - The embedded value of Sunshine Life was 106.20 billion yuan, up 13.8% from the previous year [3]. - Individual insurance premium income grew by 12.1% to 15.34 billion yuan, with new single premium income at 3.44 billion yuan [3]. Group 3: Property and Casualty Insurance Business - Sunshine Property and Casualty Insurance reported original insurance premium income of 25.27 billion yuan, a year-on-year increase of 2.5% [4]. - Non-auto insurance premiums accounted for 50.6% of total premiums, an increase of 4.5 percentage points [4]. - The combined cost ratio was 98.8%, showing an improvement of 0.3 percentage points year-on-year [4]. Group 4: Investment Performance - Total investment assets reached 591.86 billion yuan, with total investment income of 10.7 billion yuan, a year-on-year increase of 28.5% [6]. - Investment income was 6.35 billion yuan, reflecting a year-on-year growth of 42.3% [7]. - The annualized net investment return rate was 3.8%, down 0.2 percentage points year-on-year [7]. - The company emphasized optimizing asset allocation and enhancing strategic investment in high-dividend value stocks and sustainable growth stocks [10]. Group 5: Asset Management - Sunshine Asset Management Company managed third-party assets totaling 222.41 billion yuan [11].