刚刚！上海发布楼市新政

Core Points - The article discusses the recent adjustments to Shanghai's real estate policies aimed at optimizing housing purchase conditions and supporting housing consumption [2][5]. Group 1: Policy Adjustments - The notification issued by six departments in Shanghai includes a reduction in housing purchase restrictions, optimization of housing provident fund policies, and improvements to personal housing loan and property tax regulations [2][5]. - From August 26, 2025, non-local residents purchasing their first home will be exempt from property tax, while for second homes, a tax exemption of 60 square meters per person will apply after calculating the total housing area [2][5]. Group 2: Housing Provident Fund Enhancements - The maximum loan amount for housing provident fund has been increased, with first-time buyers now eligible for up to 1.84 million yuan, and families with multiple children can receive up to 2.16 million yuan [2][3]. - The policy allows for the withdrawal of housing provident fund to pay for the down payment of new homes, and this withdrawal does not affect the calculation of the loan amount [3].