上涨了，该如何止盈？｜第402期直播回放

Core Viewpoint - The article discusses various methods for profit-taking in investments, particularly focusing on index funds, and highlights the advantages and disadvantages of each method [1][5][21]. Group 1: Profit-Taking Methods - Method 1: Profit-taking based on return rate, typically considering a 30% return as a threshold for selling [5][7][8]. - Method 2: Profit-taking based on overvaluation, using a star rating and valuation table to assess when to sell [9][11][24]. - Method 3: Long-term holding without selling, relying on dividends for income, which is suitable for high-dividend stocks [27][30]. Group 2: Historical Case Studies - A case study from 2018 to 2021 illustrates the effectiveness of buying undervalued assets and selling when they reach overvaluation, resulting in significant profits [15][19]. - Another example from 2018 to 2025 shows investments that remain at normal valuation, indicating a strategy of holding until overvaluation occurs for profit-taking [19]. Group 3: Monthly Cash Flow Investment Strategy - The "Monthly Salary" investment strategy allows for flexible cash flow management, providing regular income while maintaining asset growth [42][46]. - The strategy has shown stability in cash flow distribution, even during market downturns, with a maximum drawdown of only -9.13% since inception [52][54].