【关注】个人养老金新增3种领取情形！还有这些税惠可享→

Group 1 - The article discusses the recent announcement by the Ministry of Human Resources and Social Security and four other departments regarding the new regulations for personal pension withdrawals, effective from September 1 [2][3] - Three new scenarios for personal pension withdrawals have been added: reaching the retirement age for basic pensions, complete loss of labor capacity, and settling abroad [2] - Two new application channels for personal pension withdrawals have been introduced, including the National Social Insurance Public Service Platform and the 12333 App [3] Group 2 - Starting January 1, 2024, a deferred tax policy for personal pensions will be implemented nationwide, allowing for tax benefits [3] - Specific conditions for personal pension withdrawal eligibility include exceeding personal medical expenses beyond insurance reimbursements and receiving unemployment benefits for a cumulative total of 12 months within the last two years [4] - The article highlights that personal pensions, unlike basic pensions, are subject to a maximum annual contribution limit of 12,000 yuan and can enjoy tax deductions [7]