反洗钱小课堂 | 护航开学季，反洗钱助你行

Core Viewpoint - The article emphasizes the prevalence of money laundering schemes targeting unsuspecting individuals, particularly students, and highlights the importance of awareness and caution in financial transactions to avoid becoming unwitting accomplices in such crimes [3][4][6][9]. Group 1: Case Studies of Money Laundering - Case 1: A university student named Li unknowingly participated in a money laundering scheme by recharging game currency at a discount, which turned out to be proceeds from telecom fraud [4]. - Case 2: Another student, Xiao Wang, was lured by a high-paying job advertisement that required him to withdraw funds using his bank account, ultimately leading to police involvement when the scheme was exposed [6]. - Case 3: A student named Xiao Mei fell victim to a fake online job that involved "brushing" orders, which was actually a method for laundering money through her bank account [9]. Group 2: Definition and Legal Framework of Money Laundering - Money laundering is defined as the act of concealing the origins of illegally obtained money, making it appear legitimate [12]. - According to Chinese law, money laundering can involve various actions such as providing financial accounts, converting assets to cash, transferring funds, and cross-border asset transfers [14]. Group 3: Prevention Tips for Students - Students are advised to choose safe and reliable financial institutions and to actively cooperate with due diligence checks [15]. - It is crucial not to rent or lend personal identification documents, bank accounts, or payment methods to others [15]. - Students should refrain from using their accounts for others' transactions and report any suspected money laundering activities to maintain a safe campus environment [15].