简单4步，帮助新手投资者开启基金｜投资小知识

Group 1 - The article emphasizes that for beginners, systematic investment plans (SIPs) are a more suitable method to start investing in funds due to the volatility risk associated with stock funds [3][4]. - A recommended approach for SIPs is to invest 20% of monthly income, for example, if the monthly income is 10,000, then invest 2,000 each month [4]. - The article suggests using resources like the "Bank Screw" public account for weekly investment insights and to identify undervalued index funds [5]. Group 2 - It is important to establish a clear investment plan, including the timing and frequency of investments, such as every Tuesday, and to choose appropriate channels for investment [6].