报告征集 | 2026年中国金融科技（FinTech）行业发展洞察报告

Core Viewpoint - The article emphasizes the upcoming opportunities and challenges in the Chinese fintech industry as it transitions into a new phase of digital finance and technology scene construction, driven by advancements in AI, stablecoins, and data value release [2][3]. Research Background - 2026 marks the beginning of a new round of the "Fintech Development Plan," with significant changes in production models due to AI and improvements in cross-border payment processes through trusted technologies [2]. - The global economic landscape and the Belt and Road Initiative are pushing domestic fintech firms to expand into overseas markets, making fintech globalization a prevailing trend [2]. Research Purpose - The report aims to provide insights into the current practices in China's fintech industry and identify future market opportunities, inviting participation from financial institutions and fintech service providers [3]. Research Content - The report will analyze the demand for technology services in areas such as digital scene construction, frontier technology applications, and data value extraction from the perspective of domestic financial institutions [5]. - It will focus on the latest developments in generative AI, multimodal technologies, and blockchain, assessing the overall market development, policy trends, overseas market expansion, and domestic scale forecasts [5]. - The report will explore the digital scene construction in banking, insurance, and securities, highlighting the application of new technologies and industry benchmark cases [5]. Financial Business Scenarios - The report will cover various financial business scenarios, including: - Banking: Precision marketing, intelligent risk control, digital payments, and ecosystem construction [6]. - Insurance: Digital marketing, risk management, and operational management [6]. - Securities: Investment analysis, customer service, and intelligent trading [7]. - Other scenarios: Digital payments and operational management [7]. Overseas Market Expansion - The report will discuss the evolution of fintech firms' overseas expansion strategies, focusing on aspects such as strength, compliance, ecosystem building, and top-level design [5]. - It will provide a guide for domestic fintech firms on how to successfully enter overseas markets [5]. Participation Value - Selected firms will gain recognition in the "2026 China Fintech Industry Development Insight Report," enhancing their brand visibility and industry influence [12]. - The report will be disseminated through various official platforms and media channels, providing extensive exposure [12]. Target Brands/Enterprises - The report targets financial institutions across various sectors, including banks, insurance, securities, and fintech service providers [13]. Collection Timeline - The collection period for participation is open until Q1 2026, inviting contributions from financial institutions and fintech service providers [14].