每日钉一下（挑选基金经理时，如何挑选老将？）

Group 1 - The article emphasizes that funds are suitable investment products for ordinary people [2] - It suggests that new investors should consider specific types of funds and outlines the importance of psychological preparation for long-term investment [2] - A free course is offered to help new investors understand fund investment from scratch [2] Group 2 - When selecting fund managers, it is crucial to focus on experienced managers who have weathered multiple market cycles [6] - The first criterion for selecting experienced fund managers is their historical performance, with a long-term annualized return exceeding 15% considered excellent [8] - The second criterion is the length of their career, ideally measuring performance over at least one complete market cycle, such as 10 years [9] - The third criterion is experience in managing large funds, specifically those managing over 2 billion [10]