每日钉一下（不分红基金获得的股息，都去哪了？）

Group 1 - The article highlights that most investors are familiar with stock index funds but have limited knowledge about bond index funds and their investment strategies [2] - A free course is offered to educate investors on how to invest in bond index funds, along with supplementary materials like course notes and mind maps for efficient learning [2] Group 2 - The article discusses the treatment of dividends in index funds, noting that many A-share stocks distribute dividends annually, which index funds can also receive [6] - It explains that some funds accumulate dividends and distribute them as fund dividends, while others reinvest the dividends into the fund's net asset value, effectively treating them as reinvested dividends [6] - The necessity for index funds to maintain a high stock position is emphasized, as holding cash from dividends would reduce stock exposure, contrary to fund contracts [6]